How to Buy Revolut Stock: Pre-IPO, IPO, and Post-IPO

Explore opportunities to invest in Revolut stock as the company approaches its potential IPO date. The Wall Street Journal reported “a 2026 IPO is widely expected by industry insiders”, but the company has not shared its IPO timing.

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Notable Revolut News

11/24/2025: Revolut Establishes $75 Billion Valuation
09/01/2025: Revolut valuation jumps to $75bn with share sale
07/29/2025: Revolut weighs buying US bank to get license
07/10/2025: Revolut in Talks to Raise at $65 Billion Valuation
Older news…

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About Revolut

Revolut is a fintech startup, neobank, and financial “everything app” based in London. Its mission is “to simplify all things money.”

It offers banking services in the U.K., but is not an approved bank covered by the Financial Services Compensation Scheme (FSCS). FSCS is the U.K.’s equivalent to the U.S. Federal Deposit Insurance Corporation (FDIC).

However, it is working on attaining a U.K. bank license which it may consider a prerequisite for an IPO. 

Revolut partners with banks to provide banking servicing via its technology platform. 

Services provided include savings, checking, lending, credit cards, stock trading, cryptocurrency trading, currency trading, commodities, business payments, and international transfers. It partners with Cross River Bank for banking services. 

Revolut is London-based but offers services in the European Economic Area (EEA, 30 countries), Australia, New Zealand, Singapore, Switzerland, Japan, Brazil, the United Kingdom, and the United States. 

It plans to launch in more countries worldwide to make global financial transactions seamless and borderless.

The company competes with U.S. fintechs such as Chime and companies with global aspirations like Circle. Alongside Klarna, Revolut is one of the largest and most noteworthy startups in Europe.  

Ownership

Revolut is a venture-backed startup, counting several venture capital firms as investors. The founders, Nikolay Storonsky and Vlad Yatsenko retain equity, and employees make up the balance of equity owners. 

The company has a long list of venture capital investors, including DST Global, Index Ventures, Coatue, D1 Capital, Ribbit Capital, Lakestar, Softbank, Tiger Global, TCV, GP Bullhound, Balderton Capital, and Schroders.

Revolut’s latest and most significant funding round was completed in July 2021 at the height of the IPO and private fundraising frenzy. It raised $800 million in a Series E funding round. 

Funding Rounds

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Valuation

The last confirmed Revolut valuation is $75 billion based on a tender offer round that closed in November 2025.  

IPO Potential

The Revolut IPO date has yet to be determined. The company has not yet filed publicly or confidentially for an IPO.

A November 2025 announcement disclosed the company completed a funding round and tender offer at a $75 billion valuation. Fresh funds and employee liquidity suggests further postponement of a potential IPO.

However, in March 2025, the Wall Street Journal reported: 

A 2026 IPO is widely expected by industry insiders, according to media reports, though the company hasn’t confirmed any firm plans.

The Journal did not reference any valid “media reports” to support this claim. But it is possible the November funding round is setting the company up for a public debut. 

Leadership has said the company would conduct its IPO in the U.S. due to less stringent regulation and better liquidity. 

We may get clues about a potential Revolut IPO date if the company hires an underwriter, files an S-1 confidentially, or if reporting discloses a Revolut IPO date range. 

Revolut will be required to file an F-1 with the U.S. Securities and Exchange Commission (SEC) to kick off the IPO process. 

How to Invest in Revolut Stock

Buying pre-IPO companies involves complications and challenges because shares do not trade on exchanges. Most individuals will need to wait until the IPO to invest when companies are publicly traded. 

That said, there are a few ways retail investors can access shares of pre-IPO companies or invest during the IPO. 

Here are some potential options to own Revolut stock before, during, and after the IPO.

1. Access Revolut Stock Pre-IPO

Pre-IPO investment platforms may offer Revolut stock as early employees and other investors seek to liquidate shares before the Revolut IPO.

Accredited investors in the U.S. may access shares directly or through an SPV, provided they are registered pre-IPO platforms such as Hiive, EquityZen, or Augment, and receive notifications about their availability.

If shares become available, expect to pay at least a $10,000 investment minimum. It’s free to sign up for data and deal alerts. 

Non-accredited investors invest in pre-IPO companies via venture capital funds targeted to retail investors.

Fundrise Venture (review) is the most accessible of these funds for patient, long-term investors, holding multiple pre-IPO startups for an added layer of diversification.

Fundrise intends to grow this portfolio slowly and aims to offer investors long-term returns that outpace the stock market. 

Revolut is not a current holding in the Fund. However, the company has indicated that financial technology (fintech) companies will be a foundational target sector.

Please note: This is a testimonial in partnership with Fundrise. We earn a commission from partner links on AccessIPOs.com. All opinions are my own.

2. Participate in the Revolut IPO through a broker

When a company goes public, in-the-know investors can sometimes buy the stock during the IPO at the IPO price.

Traditionally, only Wall Street’s top customers could invest in IPOs. But now, retail investors can access IPOs through multiple participating discount brokers. 

Many online brokers (like the ones listed below) allow investors to invest in IPOs for free, even if they have limited funds in their accounts.

• TradeStation 
• Robinhood 

Brokers negotiate exclusive access to IPO shares. The chances of getting access to specific high-demand IPOs increase by the number of brokerage accounts you have.

Check out this list of best brokers for IPO investing to learn more about IPO access for retail investors.

3. Buy the stock after the Revolut IPO

Waiting for the IPO has advantages, such as access to more established financials after the first quarter of trading. Pre-IPO investing has limited financials.

IPOs often start with high stock prices, but valuations often fall after the first and second-quarter earnings reports expose significant numbers and trends.

For example, in 2021, Rivian and Robinhood were high-flying IPO stocks but fell more than 80% below their peak stock prices just six months after their respective IPOs.

Stock price declines can be excellent entry points for recent IPO stock. Avoid buying overvalued shares immediately after the IPO due to lockup expirations and earnings disappointments.

However, the most disruptive companies may perform better over a decade, so patience is key.

4. Participate in the Revolut Directed Share Program (Customers)

One last possibility (far from a certainty) is a directed share program.

Sometimes, when companies file their F-1 SEC filing (to begin the IPO process), they include a directed share program for executives, affiliates, and other people who helped it grow.

Since Revolut can attribute its success to its customers and is a fintech with its own online brokerage, the company may consider offering IPO shares to customers. 

This has happened before. Most notably, Robinhood offered IPO shares to 22 million customers, though only about 300,000 requested shares. 

Revolut is in the same business and could replicate the customer benefit by building its own IPO investing platform or partnering with a third-party platform.

Bookmark this page for more information as the IPO approaches.