Ramp IPO: When Will Ramp Stock Take Off?
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Table of Contents
Recent Ramp News
10/09/2026: Ramp Hits $60 Billion Valuation in $1.85 Billion Round
09/08/2026: Ramp in Talks for Funding at $60 Billion Valuation
06/04/2026: Ramp raises $750M at $44B valuation
05/07/2026: Ramp Raising Funds at $40 Billion Valuation
Older news…
About Ramp
Ramp is a fintech startup offering corporate credit cards, expense and travel management, procurement, and accounts payable software to small startups and large enterprise organizations.
It helps companies automate tedious expense and reporting tasks.
The company was founded in 2019 by the founders of Paribus, a pricing tracking app acquired by Capital One.
The corporate credit card and expense management area of fintech is crowded, with Brex, Gusto, Navan, Rippling, and Deel increasingly overlapping each other with similar product offerings.
Ramp stands out as a well-funded late-mover, improving the user experience and technology stack to position itself for scaling.
Ownership
Ramp is a venture-backed startup with several firms participating in multiple funding rounds since 2019.
Prominent venture capital investors include Lightspeed, Coatue, Founders Fund, Thrive Capital, Redpoint Ventures, Stripe, Goldman Sachs, Contrary, Spark Capital, Altimeter Capital, Kinetic, ICONIQ, Flexport, General Catalyst, Robinhood Ventures, Bessemer, 1789 Capital, and Citi Ventures.
Funding Rounds
| Round | Date | Est. Valuation | Raise Amount | Price |
|---|---|---|---|---|
| Series G | 09/09/26 | $60.00B | $1.85B | NA |
| Series F | 06/03/26 | $44.00B | $750.00M | $120.00 |
| Series E Ext | 11/17/25 | $32.00B | $300.00M | $90.00 |
| Series E Ext | 07/29/25 | $22.50B | $500.00M | $65.00 |
| Series E | 06/16/25 | $16.00B | $200.00M | $45.50 |
| Tender | 03/02/25 | $13.00B | $150.00M | $41.27 |
| Series D2 | 04/16/24 | $7.65B | $150.00M | NA |
| Series D | 08/21/23 | $5.80B | $339.00M | $20.00 |
| Series C3 | 03/31/22 | $8.10B | $750.00M | $30.00 |
| Series C | 09/05/21 | $3.90B | $350.75M | $15.00 |
| Series B | 04/07/21 | $1.10B | $65.69M | $4.75 |
| Series A | 12/16/20 | $211.87M | $31.87M | $1.02 |
| Series A | 02/11/20 | $75.49M | $15.49M | $0.58 |
| Source: Caplight |
Valuation
The latest confirmed Ramp valuation is $60 billion based on the latest funding round reported to be completed in October 2026.
IPO Potential
The Ramp IPO date is not imminent. It is still in a private hyper-growth phase fueled by eager venture investors and ample cash.
Ramp is an eventual IPO candidate but is still a relatively new company.
I expect a wave of similar companies to IPO in the next few years, but I do not expect Ramp to be the first out of the gate.
Ramp conducted a large 2026 funding round, providing significant near-term cash for operations. But as the valuation has surged, it’s frequently mentioned as an upcoming IPO candidate.
We’ll get clues about a potential Ramp IPO date if the company hires an underwriter, files an S-1 (confidentially or public), or if reporters uncover a forthcoming Ramp IPO date range.
How to Invest in Ramp Stock
Most individual investors will need to wait until the Ramp IPO to invest, though they may find some indirect access via public venture funds.
Accredited investors can monitor pre-IPO investing platforms for excess equity that is in high demand and may not be available.
Here are some potential options to own Ramp stock before, during, and after the IPO.
1. Access Ramp stock pre-IPO
Pre-IPO investment platforms may also offer Ramp stock or SPV stakes for early purchase as employees or early investors seek to sell some of their shares before the Ramp IPO.
Accredited investors may access shares, provided they are registered on the platform and receive notifications about their availability.
Monitor pre-IPO investing platforms such as Augment, EquityZen, Nasdaq Private Markets, Forge Global, and Clarity for share availability. Check out the list of best pre-IPO invest platforms.
Investment minimums on these platforms range from $10,000 to $50,000, and deal-specific minimum investment amounts will vary.
Non-accredited investors can look to public venture funds such as Fundrise VCX and Robinhood’s RVI, which both hold equity stakes in Ramp.
2. Participate in the Ramp IPO through a broker
When a company eventually goes public, investors can buy the stock during the IPO at the IPO price.
Often, only Wall Street’s top customers can invest in IPOs. But now, ordinary investors can access IPOs through participating discount brokers.
Some online brokers (like the ones listed below) allow investors to invest in IPOs for free, even if they have limited funds in their accounts.
Check out this list of best brokers for IPO investing to learn more about IPO access for retail investors.
3. Buy the stock after the Ramp IPO
Waiting for the IPO provides access to established financials after the initial trading quarter, whereas pre-IPO investing has reduced transparency.
High-demand companies may be overvalued at the time of their public offering, selling shares near their peak. Significant losses can occur when trading settles or the broader market corrects. .
Despite high initial valuations, stock prices sometimes decline after the first and second-quarter earnings reports post-IPO. For example, Rivian and Robinhood dropped over 80% six months after their 2021 IPOs. 2021 was an anomaly but demonstrates the risk of chasing overvalued IPOs.
While stock price declines can make good entry points for long-term buy-and-hold investors, watch out for lockup expirations and earnings discrepancies as they may impact price movements.
Patience is essential. The most disruptive companies may perform better over time.
Conclusion
Ramp is a venture capital darling thanks to its aggressive growth rate.
But product users may also become interested in investing, recognizing that an intuitive platform like Ramp is attractive and sticky, leading to sustained revenue.
Buying stock early on can be challenging for retail investors despite wanting to own the company.
Multiple pre-IPO platforms now provide opportunities for ordinary investors.
But venture capital investment is still primarily reserved for the ultra-wealthy, meaning investors need significant wealth to invest in seed and early funding rounds.
The risks of owning pre-IPO stocks may outweigh the potential gains, so proceed cautiously.
When pursuing IPO shares and early equity in Ramp stock, have reasonable expectations. Shares may be unavailable or restricted to ordinary investors looking to own the stock.
Invest in pre-IPO and IPO companies with caution. Good luck if the Ramp IPO is on your watch list.
News Archive
04/17/2026: Ramp to hit $1.4 billion in revenue, preps for IPO
11/17/2025: Ramp Hits $32 Billion Valuation
07/30/2025: We raised $500M to build the future of finance
06/13/2025: Ramp Hits $16 Billion Valuation in New Funding Round
06/13/2025: Ramp in Talks to Raise at $16 Billion Valuation
05/07/2025: Ramp and Stripe Deepen Partnership with Stablecoins
03/03/2025: Ramp annualized revenue has doubled to $700 million
03/03/2025: Ramp nearly doubles valuation to $13bn
11/27/2024: Ramp Seeks Valuation Bump to $11 Billion
06/26/2024: CEO says Ramp is just scratching the surface
04/17/2024: Ramp announces Series D-2 capital raise
08/22/2023: Ramp raises $300 M at a lowered valuation of $5.8 Billion
08/24/2021: Ramp raises $300M to build its finance automation
04/08/2021: Ramp raises $115M, reaches $1.6B valuation
12/17/2020: Ramp raises $30M
Frequently Asked Questions (FAQs)
Craig Stephens founded Access IPOs in 2016 to help ordinary investors explore IPO and pre-IPO opportunities. He also manages the Access Club, a membership community for IPO and startup investors. Craig studied Finance at Michigan State University and lives in Northern Virginia. Learn more about Craig.
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